If you do not write a will, the legal order of succession will apply. This means that your estate will be passed on to your legal heirs, according to an order pre-established by law.
The essential
1. Identify the assets that will be the subject of your inheritance
2. To allocate your property according to your wishes
3. To protect your heirs, especially your spouse
4. To appoint an executor
5. Reduce conflicts
5 reasons to make a will in Switzerland
In the first place, if you have children or grandchildren, your inheritance will be shared between your descendants and your partner.
If you do not have children or grandchildren, your inheritance will be divided between your partner and your parents or, if they have died, your brothers and sisters or their descendants.
If you don't have close family, from your parents or grandparents, your inheritance will go entirely to your partner.
Finally, in the absence of a partner, your inheritance will return to the canton or to the municipality of your last residence.
It follows that in the absence of a will, your grandchildren or your partner, for example, will not be your heirs. This is why it is essential to draw up a will if you wish to decide for yourself who your heirs will be.
Similarly, if you do not make a will, it will be up to your heirs to agree on the division of the estate. The legal system only provides for inheritance shares, without specifying how to distribute them. This can be the source of significant conflicts or simply difficulties for your heirs when they have to distribute, for example, real estate.
It is therefore important to write a will which will allow you to:
1. Identify the assets that will be the subject of your inheritance
Mention your assets to ensure that your loved ones will actually have access to your property. It is common for heirs to struggle to identify what the deceased's assets were and where they were located at the time of inheritance.cryptomonnaies, loan to a third party, foreign accounts, etc.).
2. To allocate your property according to your wishes
In a will, you can establish heirs, that is, name heirs or make bequests in favor of relatives or institutions that are dear to you.
3. To protect your heirs, especially your spouse
Inheritance law offers you possibilities for favor your spouse as much as possible, for example by leaving him the usufruct on part of your estate or by allocating your entire disposable portion to him.
4. To appoint an executor
In a will, you have the option to appoint a trusted person to manage your estate. The designated person will be responsible for ensuring that your wishes are respected and facilitating the process for your heirs.
5. Reduce conflicts
By clearly specifying your wishes, you reduce the risk of disputes between heirsA well-drafted will helps prevent family conflicts by establishing clear and precise instructions.
In conclusion, writing a will is an essential act of foresight which allows you to ensure that your last wishes will be respected and to protect your loved ones.
It is therefore a valuable tool for avoiding uncertainties and potential conflicts, thus guaranteeing a smooth transfer in accordance with your wishes.
